TransUnion DeskTop

Available on TransUnion DeskTop

		Below are the service options to which TransUnion DeskTop gives you immediate access, enabling you to customize the optimal business solution. Please note: indicates that permissible purpose is required. The following are available to enhance every stage of your business cycle, from acquisitions through customer management to collections. New name conversion chart
		The core TransUnion Credit Report gives you a comprehensive picture of a consumer’s financial situation, including credit behavior and track records with other creditors
		This modified credit report returns indicative information and a score from the model of your choice
		Automatically monitors a wide range of data for individual accounts, including address, employment, bankruptcy and public records, new inquiries and fraud victim notification, and notifies you of any changes
		This flexible instant prescreen solution gives you a wide range of standard characteristics and a high degree of customization to automatically pre-qualify new or existing customers for products or services
		Advanced decisioning solution that applies your predetermined criteria to evaluate an applicant’s credit, make quick, consistent decisions and assign appropriate deposit levels
		Automated decisioning solution that applies your predetermined criteria to consumer credit information to make quick, objective and consistent decisions
		Automated decisioning solution that applies your predetermined criteria to your existing accounts to assist with your risk management efforts
		TransUnion Insurance Rating Support EngineUses credit, loss history and motor vehicle report data to instantly generate objective decisions, including appropriate rates and discount quotes, for virtually any applicant at the point of sale
		Securely and conveniently access previously processed Instant Deposit Screen, Instant Credit Risk Screen, Instant Prescreen and Instant Review decisions from a remote connection using a 12-digit reference number
		A streamlined, cost-effective risk management solution that helps credit unions and small to mid-sized banks measure the fluctuating level of risk within their portfolios. Select up to two of five credit risk scores, including the new VantageScore^SM.
		Provides an efficient, streamlined identity management solution to help your compliance efforts with applicable government regulations--including the USA PATRIOT Act
		A comprehensive, seamless fraud prevention solution that combines multiple industry leading fraud information data sources with advanced analytics and decisioning technologies
		Identifies deceased records and fraud by checking address changes
		This personal and business identification verification system flags inconsistencies in an application that could indicate potential fraud
		An easy and comprehensive identity verification and application analysis service that provides both fraud detection and a reduction in manual review time
		Helps data providers ensure accurate reporting and FCRA compliance by allowing them to audit their own information in the TransUnion database
		Specialized version of the TransUnion Credit Report designed to assist employers in screening job applicants
		The following have been specifically tailored to optimize your collections solutions
		Specialized version of the TransUnion Credit Report that highlights credit activity occurring over the past 12 months
		Offers eight searches through a multi-source database of consumer information with national coverage. The service includes the initial consumer information search and seven optional sub-searches, including phone numbers, occupants, neighbors, property, relatives, associates and deceased information.
		Collection Prioritization Engine is a batch service that helps collectors and debt buyers rate the accounts in their portfolio according to recovery and revenue potential. Key components of a Collection Prioritization Engine transaction may include bankruptcy indicators, deceased indicators, TransUnion Recovery Models, Credit Characteristics, and Phone Append. Additional add-on services are also available.
		Uses a consumer’s Social Security number to provide instant access to current and previous addresses
		Uses a consumer’s Social Security number to provide instant access to current and previous addresses plus telephone numbers, aliases, age, and employment data
		Specialized version of the TransUnion Credit Report only available to government agencies
		Flexible search tool that gives you the ability to tap into a TransUnion database to verify name and address information and uncover potential new addresses
		Powerful search and reporting tool that gives you access to prioritized consumer-identifying information including Social Security numbers, names, addressed and birth dates
		Verifies contact information using just a phone number by leveraging an exhaustive multi-sourced database including millions of listings not available elsewhere
		Decodes individual subscriber information to return subscriber code, name, address and, if available, telephone number back to top