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TransUnion is a primary source of credit, risk-, and portfolio-management
information. Our customers' broad range of industries and businesses includes
financial and banking services, education, insurance, retail, collections,
utilities, hospitals, and others that must routinely evaluate credit risk
or verify information about customers. TransUnion has strong relationships
with every large and most medium and small credit grantors throughout
the nation.
As a result, the company's products and services are
shaped directly by the needs and desires of its customers. TransUnion
associates are expertly trained and expected to provide the highest level
of customer service at all times.
TransUnion's main products include:
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Credit reports, the basic risk management tool of
the consumer credit industry
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Risk management services that help lenders reduce
delinquency and bankruptcy losses through an analysis of dozens of
predictive factors
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Prescreened lists of individuals who qualify, based
on the credit grantor's own standards, for a firm offer of credit
or insurance
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Direct marketing lists that accurately determine
which individuals should receive a marketing solicitation based on
dozens of individual demographics and market factors
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Search and skiptracing products and services that
help investigators, law enforcement personnel, credit grantors, collectors,
insurers, and others verify identities and locate individuals whose
whereabouts are unknown
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Decision processing systems, including the full range
of activities necessary to acquire new credit customers and authorize
their accounts
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